Cave Financial’s core business for the past 15 years is the daily management of client’s stock, bonds, mutual funds. Having tried various investment strategies with mixed results, Cave Financial has committed to the tried and proven SMI upgrading system which CF's Jim Daniel has successfully used the past decade. There are also other CF clients who are using the SMI approach. Clients that entrust CF with this responsibility work in a range of occupations and are at various stages in life. The focus is to grow, preserve and successfully manage a client’s assets using the responsible approach and structure agreed upon by CF and the client.  Clients are provided monthly statements and periodic reviews are available with clients to evaluate performance, appropriate allocation adjustments, etc.

Cave Financial also advocates the “Sound Mind Investing" (SMI) approach. SMI was started by Austin Pryor for the Christian community, at the encouragement of Larry Burkett.  It is a systematic investing strategy considering an individual’s age and risk tolerance to determine the suggested allocation mix of various types of no-load mutual funds.  The recommended funds for the different fund categories are upgraded monthly to contain funds that are in the upper quartile of overall performance for the respective fund category. (The SMI approach has a track record of beating market returns every year from 1999-2007.)

Daily Investment Management Services include:

• Management of investment accounts
• Monthly reporting of investment balances
• Consultation about investment strategy and the portfolio mix
• Offer and supports the "Sound Mind Investing" (SMI) approach with three levels of service:
  
  • Individual implements the SMI approach on their own using the SMI newsletter as explained in the investment classes offered by CF.
  • Initial setup and startup assistance to the SMI Client for a flat fee of $350
  • Managing client’s account using the SMI approach for an annual fee of 1% of the account balance. Included in this service is specialized analysis and attention to sector fund investing, if chosen by the client.